WEBSITE USE TERMS & CONDITIONS

Seniors Information Services LLC, (SIS) a Texas limited liability company (“we”, “us” or “our”), owns and operates this Web site (SeeQuoteNow.com), and portions of other Web pages and Web content through which you have accessed these Terms of Use (collectively, the “Site”). 

By visiting, using and/or submitting information to the Site (always voluntarily), you agree to be bound by the terms and conditions of these Terms of Use (this “Agreement”) and our Privacy Policy (the “Privacy Policy”).

This website is a private website and is not associated, endorsed or authorized by the Center for Medicare and Medicaid Services (CMS), nor do we claim to be either written or otherwise implied in any way.

YOUR PRIVACY

 Seniors Information Services - Privacy Policy

We collect personal information in the normal course of business in order to process your insurance application. (If you are applying thru us and not choosing the "Apply Online" option when available)

  • Creating an Account with us. We collect personal information from you when you submit an application thru us by asking us to mail you an application or calling us and doing an application over the phone.
     
  • Processing your application. We may use your personal information to contact you when necessary to process your application. 
     
  • If you have an unresolved privacy or data use concern that we have not addressed satisfactorily, please contact us immediately by phone at 512-291-7786 or send us a message here: CONTACT SENIORS INFORMATION SERVICES

We do not disclose your personal information to third parties, unless one of the following limited exceptions applies.

  • Insurance Companies, Licensed Agents and Legal Obligations. If you submit an application for an insurance product offered by us, then we will disclose/forward your personal information to your selected insurance company for processing. If you submit an application for an insurance product offered through an insurance agent or agency with whom we are associated, then we may disclose your personal information to that agent or agency to process your requested quote or application. Please be assured that the agent or agency is only allowed to use your personal information to process your requested quote or application and is contractually obligated to maintain strict confidentiality.

Outside of these exceptions, we will not share your personal information with third parties.

We gather anonymous information about you for our internal purposes, and we may share this anonymous information with third parties.

  • Anonymous information is any information that does not personally identify you, including demographic information, including but not limited to the number of visitors to our website from a particular state.
     
  • We use anonymous information primarily for marketing purposes and to improve the services we offer you.
     
  • We may use "Cookies," "Internet Protocol" addresses or other numeric codes to gather anonymous information. For a more detailed discussion on cookies, please see below.

We continue to evaluate our efforts to protect your personal information and make every effort to keep your personal information accurate and up to date.

  • If you want to correct or update your contact information, you may contact us by email at Service@SeeQuoteNow.com
     
  • Please note that once your application has been submitted to your chosen health insurance company, you may have to contact the insurance company directly to update your application.

We protect the confidentiality and security of your personal information.

  • We maintain physical, electronic and procedural safeguards to protect your personal information. For a more detailed discussion of the electronic safeguards on our website, please see below.

You may opt out of receiving satisfaction surveys and/or information on additional products and services from us.

  • We may contact you to survey your satisfaction of our service and/or to inform you of additional products and services.
     
  • If you want to opt out of these surveys and/or notices, you may contact us by email at Service@SeeQuoteNow.com .
     
  • Important Note: You may continue to receive communications from us regarding your insurance quote, application or policy even if you opt out of receiving our notices of additional products and services.

We're here to answer questions you may have about our privacy policy or our information privacy practices.

  • If you have any questions, please email us at Service@SeeQuoteNow.com .


Additional Information About Privacy and Security at Seniors Information Services

Cookies

The main purpose of cookies is to identify users and possibly prepare customized Web pages for them. When you enter a Web site using cookies, you may be asked to fill out a form providing such information as your name and interests. This information is packaged into a cookie and sent to your Web browser which stores it for later use. The next time you go to the same Web site, your browser will send the cookie to the Web server. The server can use this information to present you with custom Web pages. So, for example, instead of seeing just a generic welcome page you might see a welcome page with your name on it.

Browsers and Internet Security

When you submit an application request through our website, we or an affiliated insurance company or health plan provider encrypt it using Secure Socket Layer ("SSL") technology. SSL protects information as it crosses the Internet. To support this technology, you need an SSL-capable browser. Seniors Information Services recommends using a strong encryption, 128-bit browser such as Microsoft's Internet Explorer 5.0 or higher or Netscape Navigator 4.06 or higher. These browsers will activate SSL automatically whenever you begin shopping for plan on our website and when you return to our website to complete an application.

Password's and Security Protocols

The password you enter when you begin an application on our website is your private entry key into your application. You should never share it with anyone. Password protocols will vary with each of our affiliated insurance companies and their security protocols will prevail over ours.

Links to Other Websites

Linked sites are not under our control and therefore Seniors Information Services is not responsible for the contents of any linked site. We recommend that you carefully read the privacy policies of these websites as their information privacy practices may differ from ours.

ADDITIONAL PRIVACY NOTICES

We adhere to and abide by the Federal Privacy Act of 1974 in the collection, use, and protection of your personal information.

We know how important the security and privacy of data is to you. Therefore, please review the following statement which explains what data we collect, how we use the personal information you provide, and how we keep that information secure. "Personal information" refers to data that is unique to you such as name, birth date, address, email address, IP address and telephone number. If you encounter a screen or page that requests information you do not want to share with us, do not enter the information and do not proceed with that screen or page. 

INFORMATION USED AND COLLECTED

For purposes of this site, we may collect and use your email or phone/text number that you provide in order to respond to your inquiry or to send you information about a service or resource that you expressed interest in. We do NOT continue to use your email or information once we have responded to your request for solicitation on other products or services at this time. If we do at a future date send emails to past, current, or future clients for the purpose of marketing products or services, we will include an "Opt Out" feature to ensure adherence to Federal and State laws.  In addition, we may receive information from the third-party sites that you access through the www.SeeQuoteNow.com site as required to service you on any products you receive such as insurance policies. If you purchase any products from our site then we will become your agent of record and you will receive our A+ support. 

 

You may also decide to use your email or text number to ask us questions and provide comments about our website or services. You are encouraged to provide this feedback. We do share these messages with individuals in the organization who can appropriately respond; we may preserve the content of your message along with our response. At times, we may use a third-party vendor to determine if you open and use any information that we share via email, as well as to solicit your feedback through online surveys. Responding to these surveys is optional.

It is important to use good judgment when sending information to us via email or text. These messages may pass through private and public networks with varying levels of security. Some networks may have taken steps to secure these transmissions while others have not which could affect the privacy and integrity of the information you send.

In addition, to the information listed above, we also collect electronic data about you in order to provide a positive website experience, offer health care programs, products and services and report on user activity. The tools we use are listed below. Please be aware that none of these tools provide SeeQuoteNow.com with the ability to read any data residing on your computer.

Cookies and tags are used on websites to gather information about how individuals use and navigate the website. Neither cookies nor tags can extract any personal information about you, nor can they read any data that resides on your personal computer or device. The data collected from these sources are used to recognize repeat users and track usage patterns. Specifically, we use "cookies," which are small pieces of information sent by a web server and stored by a member's web browser. Cookies allow the web server to maintain an active "session" with an individual user and track what users are accessing on the site.

The following are examples of how we use the information collected from these cookies and tags:

  • Tracking resources and data accessed on the site
  • Recording general site statistics and activity
  • Troubleshooting website problems
  • Tracking what tools users are accessing on the site
  • We may combine any of this information with other information that we have about you for data analytics, reporting, and for informing you of our products and services, but only as permitted by law


OUR TERMS & CONDITIONS

Your Compliance with this Agreement
You acknowledge that this Agreement is supported by reasonable and valuable consideration, the receipt and adequacy of which is hereby acknowledged. Without limiting the foregoing, you acknowledge that such consideration includes, without limitation, your ability to visit, use and/or submit information to the Site. You represent that you have the capacity to be bound by this Agreement, or if you are acting on behalf of a company or other entity, you have the authority to bind such company or entity. In order to determine your compliance with this Agreement, We may monitor your access and use of the Site in accordance with our Privacy Policy.

WebSite is Not Intended for Minors. The Site is intended to be accessed and used only by adults and is not directed to minors. As stated in our Privacy Policy, we do not knowingly collect personally identifiable information by anyone under the age of 18 and you should not provide us with any information regarding any individual under the age of 18. Your Access and Use of the Site  Your right to access and use the Site is personal to you and is not transferable by you to any other person or entity. You are only entitled to access and use the Site for lawful purposes and pursuant to the terms and conditions of this Agreement and the Privacy Policy.
Access and use of the Site may be interrupted from time to time for any of several reasons, including, without limitation, the malfunction of equipment, periodic updating, maintenance or repair of the Site or other actions that we, in our sole discretion, may elect to take. We reserve the right to suspend or discontinue the availability of the Site and/or any portion or feature of the Site at any time in its sole discretion and without prior notice. Any action by you that, in our sole discretion: (i) violates the terms and conditions of this Agreement and/or the Privacy Policy; (ii) restricts, inhibits or prevents any access, use or enjoyment of the Site; or (iii) through the use of the Site, defames, abuses, harasses, offends or threatens, shall not be permitted, and may result in your loss of the right to access and use the Site. You shall not metatag, provide links to or frame the Site without our prior express written permission. Your Access and Use of Services on the Site Subject to the terms of this Agreement and the Privacy Policy, we may offer you various services on or through the Site (the “Services”). Below are terms and conditions governing these Services.
It is YOUR Responsibility To Maintain the Integrity of Your Information. To use certain Services, you may be required to provide us with information about you (“Your Information”). If you provide Your Information to us then you agree to provide true, current, complete and accurate information, and not to misrepresent your identity. You also agree to keep Your Information current and to update Your Information if any of Your Information changes. Our collection, use and disclosure of Your Information is governed by this Agreement and our Privacy Policy as well as and most importantly, Federal Law regarding Consumers Personal Identity information a

All Who Uses This Website Acknowledges and Agrees that SeeQuoteNow.com is Not an Insurance Company. We are not an insurance company. We can not make any coverage decisions or promise application approval on behalf of any Insurance Company we contract with. If you fall under a Guaranteed Issue right or are in Open Enrollment and can meet all qualifications as well as provide all necessary documentation as required by State and Federal Law then we can work with you to ensure proper submission of your application but ultimately, it is the Insurance Companies sole right and responsibility to approve your application and issue your policy . We do not issue insurance coverage or any other financial products.

All Who Uses This Website Acknowledges and Agrees that SeeQuoteNow.com is Not Liable or responsible for the Federal Exchange and its functions.
We help consumers with their online accounts on the Federal Exchange as well as help them pick and enroll into a plan that best suites their needs, we also help consumers apply for extra help and by agreement to these terms and conditions, you the consumer, agree to hold SeeQuoteNow.com harmless from all liability as the result of their using the exchange to obtain health insurance.
We are not liable for how the Federal Exchange functions, collects information (including the security of such), or bases their decisions including such decisions.
FEES AND SERVICES
You Do Not Pay Fees to Us. All of our services are offered to you totally free of any charge from you the consumer.
We are compensated only if you purchase or enroll into a Insurance Plan.

Our Intellectual Property Rights
Our names, graphics, logos, page headers, button icons, scripts, and service names are our trademarks or trade dress in the United States and/or other countries (collectively, the Proprietary Marks”). You may not use the Proprietary Marks without our prior express written permission, which permission may be withheld in our sole discretion. SeeQuoteNow.com makes no proprietary claim to any third-party names, trademarks or service marks appearing on the Site. Any third-party names, trademarks, and service marks are property of their respective owners.

ALL PICTURES OF PEOPLE AND STRUCTURES ON THIS WEBSITE ARE MODELS AND DO NOT PERSONALLY REPRESENT OUR BUSINESS OR ARE EMPLOYED BY SEEQUOTENOW.COM OR WITH ANY OF THE INSURANCE COMPANIES THAT WE CONTRACT WITH. THE MODELS AND STRUCTURES ARE PLACED ON THIS SITE FOR YOUR VIEWING PLEASURE ONLY AND YOU ARE NOT ALLOWED TO COPY, DOWNLOAD, OR SAVE IN ANY WAY FOR ANY PURPOSE.

The information, advice, data, software and content viewable on, contained in, or downloadable from the Site (collectively, the “Content”), including, without limitation, all text, graphics, charts, pictures, photographs, images, line art, icons and renditions, are copyrighted by, or otherwise licensed to, us or our Content suppliers.
We also own a copyright of a collective work in the selection, coordination, arrangement, presentation, display and enhancement of the Content (the “Collective Work”). 

All software used on the Site (the “Software”) is our property or property of our software vendors and is protected by United States
and international copyright laws. Viewing, reading, printing, downloading or otherwise using the Content and/or the Collective Work does not entitle you to
any ownership or intellectual property rights to the Content, the Collective Work or the Software.

You shall be solely responsible for any damage resulting from your infringement of our or any third party’s intellectual property rights regarding the Trademarks, the Content, the Collective Work, the Software and/or any other harm incurred by us or our affiliates as a direct or indirect result of your copying, distributing, redistributing, transmitting, publishing or using the same for purposes that are contrary to the terms and conditions of this Agreement.

Your Use of the Content
We grant you a limited license to access, print, download or otherwise make personal use of the Content and the Collective Work in the form of: (i) one machine-readable copy; (ii) one backup copy; and (iii) one print copy, for your non-commercial use; provided, however, that you shall not delete any proprietary notices or materials with regard to the foregoing manifestations of the Content and the Collective Work. You may not modify the Content or the Collective Work or utilize them for any commercial purpose or any other public display, performance, sale, or rental, reverse engineer, or disassemble the Content and the Collective Work, or transfer the Content or the Collective Work to another person or entity.

Except as otherwise permitted under the copyright laws of the United States, no other copying, distribution, redistribution, transmission, publication or use, other than the non-commercial use of the Content and the Collective Work as permitted by this Agreement, is permitted by you without our express prior written permission, which permission may be withheld in our sole discretion.

Access and Interference
 You agree that you will not use any robot, spider, scraper, deep link or other similar automated data gathering or extraction tools, program, algorithm or methodology to access, acquire, copy or monitor the Site or any portion of the Site or for any other purpose, without our express written permission which may be withheld in our sole discretion. Additionally, you agree that you will not: (i) take any action that imposes, or may impose in our sole discretion an unreasonable or disproportionately large load on our infrastructure; (ii) copy, reproduce, modify, create derivative works from, distribute or publicly display any content (except for your personal information) from the Site without our prior written permission and the appropriate third party, as applicable; (iii) interfere or attempt to interfere with the proper working of the Site or any activities conducted on the Site; or other measures we may use to prevent
or restrict access to the Site.
Notwithstanding the foregoing, we grant the operators of public search engines permission to use spiders to copy materials from the Site for the sole purpose and solely to the extent necessary for creating publicly available search indices of the materials on the Site, but not caches or archives of such materials. We reserve the right to revoke these exceptions either generally or in specific cases. You shall not collect or harvest any personally identifiable information, including account names, from the Site. You shall not use any communication systems provided on the Site (such as Forums or email) for any commercial or solicitation purposes. You shall not solicit for commercial purposes any users of the Site without our express, written permission, which permission may be withheld in our sole discretion.

Electronic Communications
When you visit the Site or send email to us, you are communicating with us electronically. You consent to receive communications from us electronically. Although we may choose to communicate with you by regular mail, we may also choose to communicate with you by e-mail or by posting notices on the Site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Your Responsibility for Equipment and Related Costs
You are responsible for obtaining and maintaining all telephone, computer hardware, Internet access services and other equipment or services needed to access and use the Site, and all costs and fees associated with Internet access or long distance charges incurred with regard to your access and use of the Site.
Third Party Links
On our site there are third party links to other Web sites belonging to our advertisers, business partners, affiliates, Service Providers and other third parties. Such links do not constitute an endorsement by us of those Web sites, nor the products or services listed on those Web sites. We are not responsible for the activities or policies of those Web sites. We do not endorse or recommend the products of any particular advertiser, business partner, affiliate or other third party. We do not guarantee that the terms or rates offered by any particular advertiser, business partner, affiliate, Service Provider (such as Insurance Companies) or other third parties on the Site are the best terms or lowest rates available in the market.
Mobile Devices
If we provide aspects of the Site via an application for your mobile or other device, please be aware that your carrier’s normal rates and fees may apply and that the terms of this Agreement and other agreements within the application apply to your use of such mobile application.

We Make No Representations or Warranties Regarding the Content
The Content and all services and products associated with the Site are provided to you on an “as-is” and “as available” basis. We make no representations or warranties of any kind, express or implied, as to the operation of the Site or the information, content, materials, products or services included on or associated with the Site. You expressly agree that your use of the Site and all products and services included on or associated with the Site is at your sole risk.

SeeQuoteNow.com does not make any representations, warranties or guarantees, express or implied, regarding the accuracy, correctness, or completeness of the Content or the services and products associated with the Site, nor the safety, reliability, title, timeliness, completeness, merchant ability, conformity or fitness for a particular purpose of the Content or the services and products associated with the Site.
It is your sole responsibility to independently evaluate the accuracy, correctness or completeness of the Content and the services and products associated with the Site. We make no representation, warranty or guarantee that the Content that may be available for downloading from the Site is free of infection from any viruses, worms, Trojan horses, trap doors, back doors, easter eggs, time bombs, cancelbots or other code or computer programming routines that contain contaminating or destructive properties or that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information.
We do not make any representations, warranties or guarantees, express or implied, regarding any quotes OR OFFERS provided on or through the site.
The Content is intended only to assist you with Insurance decisions and is broad in scope and does not consider your personal financial situation. Your personal financial situation is unique and the information and advice may not be appropriate for your situation.
Accordingly, before making any final decisions or implementing any financial strategy.
Limitations of Liability

SeeQuoteNow.com  shall in no event be responsible to, or liable to, you, or any third party, whether in contract, warranty, tort (including negligence) or otherwise, for any damages, including, but not limited to, special, incidental, indirect or consequential damages that include, but are not limited to, damages for any loss of profit, revenue or business, as a direct or indirect result of: 
   Your breach or violation of the terms and conditions of this Agreement 
   Your access and use of the Site
   Your DELAY IN ACCESSING OR inability to access or use the Site for any reason  your downloading of any of the Content or the Collective Work for your use  
   Your reliance upon or use of the Content or the Collective Work
INFORMATION, SOFTWARE, PRODUCTS OR SERVICES OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTUOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF WE AND/OR OUR SUPPLIERS HAD BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. OUR LIABILITY AND THE LIABILITY OF OUR AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, INDEPENDENT CONTRACTORS, SHAREHOLDERS, REPRESENTATIVES, AND AGENTS ARISING OUT OF THIS AGREEMENT SHALL
NOT EXCEED $0.00.

Your Indemnification of SeeQuoteNow.com
You shall defend, indemnify and hold harmless us and our officers, directors, shareholders, employees, independent contractors, agents, representatives and affiliates from and against all claims and expenses, including, but not limited to, attorneys’ fees, arising out of, or attributable to: (i) any breach or violation of this Agreement by you; (ii) your failure to provide accurate, complete and current personally identifiable information requested or required by us; (iii) your
access or use of the Site; (iv) access or use of the Site under any password that may be issued to you; (v) your transmissions, submissions or postings
(i.e., your own User Generated Content); and/or (vi) any personal injury or property damage caused by you.

Website use Terms & Conditions Amendment
We reserve the right to update, amend and/or change this Agreement at any time in its sole discretion and without notice. Updates to this Agreement will be posted here. Amendments will take effect immediately upon our posting the updated Agreement on the Site. You are encouraged to revisit this Agreement from time to time in order to review any changes that have been made. The date on which this Agreement was last updated will be noted immediately above this Agreement. Your continued access and use of the Site following the posting of any such changes shall automatically be deemed your acceptance of all changes.

All covenants, agreements, representations and warranties made in this Agreement, as may be amended by us from time to time, shall survive your acceptance of this Agreement and the termination of this Agreement.

This Agreement and the Privacy Policy represent the entire understanding and agreement between you and us regarding the subject matter of the same, and supersede all other previous agreements, understandings and/or representations regarding the same.

If you have questions, comments, concerns or feedback regarding this Agreement or the Site, please contact SeeQuoteNow.com via email: support@SeeQuoteNow.com or at the following address.

PO BOX 4716, Leander. Texas 78645